Direct Mail Life Insurance Leads

Types of Leads

As the Direct Mail Lead market takes another big hit by all the changes and new USPS happenings. As of March 2012 there will be more and more nationwide closings of offices and the laying off of thousands of mail carriers.

What this means to you and to us... The leads will be generated at a higher price and at a slower pace. Simple supply and demand factor. Too much demand to little leads. So your best bet is to get plugged in with a lead generator or lead accumulator and work with them as many companies will stop taking new clients and work exclusively with the agents or agencies that have the market cornered. As it stands it is best to work one of the following types of leads.

The Best Lead is to get it fresh, so if you are already connected with someone that is producing a Brand New lead for you increase your order or extend your order to keep your place secured. You have to make sure that your lead is not being resold after 3 to 4 weeks to other agents. If this is the case you are better off with some of the other leads discussed in this article. If this is the case you might be better off looking for a new home that really values your efforts and does not resell your customers to your competition.

3 Other types of Leads:

First... 3 to 9 month old historical... Direct Mail... Life or Mortgage Protection Lead, this lead will best suit you if your current provider resells their Fresh Lead, this lead will give you the opportunity to talk to buyers that have bought that are looking for a better price or they just have been shopping around for a while, that way is hard for another agent to replace any of your business.

Second... 10 to 18 month old historical... Direct Mail... Life or Mortgage Protection Lead, which you can compare this ONE LEAD to what the competition calls a "C" lead... that... like the "B" lead also gets resold 3000 times! This will give you the opportunity to approach the customer from a consultative side and look for other opportunities besides what they were originally offered, for example, you might have a better product, a better rider, more cash accumulation, longer term, less expensive, more service and many other benefits that you can offer. Many times you will find Gold Nuggets here, a lot of times the customer was never even contacted in the first place.

And Finally... Internet leads, this are best bought in bulk and for a very affordable price, they come with all information about the client... which includes, DOB, HT, WT, Address, email, and Time stamp, showing you when they requested the information for life insurance coverage. One recommendation for this type of lead is to have a power dialer or auto dialer for you to get the most out of this type of leads. You need to buy more than 1000 to 5000 at a time at no more than.35 cents per lead. This leads will have an average sell through ratio of about 1.5% so a $200.00 dollar investment can potentially generate a $2000.00 to $4000.00 return.

For Leads comparison visit: http://www.mywebsiteusa.com

For contracting visit: http://www.ensuritygroupagents.com

We are here First, Last and always for YOU!!

We are focused in working with the Best Producers in the Market, We offer Many different contracts including Final Expense, Mortgage Protection, Medicare Advantage and Supplements and More. Visit us now!

Article Source: http://EzineArticles.com/?expert=Modesto_A_Flores

Article Source: http://EzineArticles.com/6383990

Read more »

Insurance Brokers Provide Individualized Services

Purchasing a new vehicle is always an exciting time. But if you have been driving "old faithful" for many years, you may get a surprise when you purchase your auto insurance for your new mode of transportation and find the yearly cost has increased significantly. Before you sign any contracts, be sure to talk to one or two insurance brokers.

Many drivers simply head to their nearest financial institution or to the insurance agent in the nearest strip mall to inquire about insurance. Or they go online, punch in their figures on a few sites, and then sign up with the cheapest. These practices can end up costing you a lot of money by paying inflated premiums, and in some cases, you may find out that you are not adequately covered. Insurance brokers, on the other hand, will give you individualized service, getting the policy for you that gives you the coverage you need specifically for your situation and degree of risk.

With their vast network of insurance companies, they have access to numerous auto, home, business, recreational property and health policies. They can tailor one to suit each individual client. You will also get some additional options from insurance brokers, such as loss prevention ideas and many suggestions for eliminating unnecessary coverage. An example is the wisdom of discontinuing collision insurance on an older vehicle. You may save enough money to save a big down payment for your next car!

If you are hesitant to use insurance brokers, you need not worry. Most jurisdictions require that insurance brokers are registered and have to possess certain qualifications in order to get a license. There are also regulatory bodies which monitor the industry and respond to client complaints. These regulations apply as well to financial institutions and trust companies, pension plans and mortgage brokers, so you can feel confident that you are dealing with reputable people. If you wish, you can contact your Better Business Bureau and also ask your broker for references from other clients.

Insurance brokers can also offer you coverage for your residence, summer cottage and the boat at the wharf, and health services. Discuss all your insurance needs with them when you have the opportunity. Bundling all your policies with one broker may bring you some loyalty savings. And think of the time and energy you will save on each policy when you have insurance brokers looking for the best deal and coverage at their many companies with whom they are associated. If you tried to investigate all the possibilities, you would discover the huge amounts of time and paperwork that the practice requires. It is also a good idea to talk to insurance brokers before you head out to purchase your next vehicle as some are definitely more expensive to insure than others.

Turning over your insurance needs to an insurance broker will give you the peace of mind that having a professional working for you offers. And you will save money as well! A winning combination.

Article Source: http://EzineArticles.com/?expert=Gary_P_Nugent

Article Source: http://EzineArticles.com/6796404

Read more »