Why Buying Engagement Ring Insurance Is on The Rise

Did you know that the percentage of couples choosing to purchase engagement ring insurance is consistently on the rise? This may be due to the simple fact that many couples are learning the importance of protecting valuable investments. Couples regularly insure important items. This practice of insurance easily teaches couples the high value of quality insurance coverage. Couples are learning and beginning to realize that insurance will protect more than just homes and cars, it is an excellent choice for protecting your engagement ring.

Engagement ring insurance will cover you in the event of many different circumstances. For instance, ring insurance often offers protection against thievery, loss, damage, and necessary and cosmetic repairs. Often this insurance will cover the cost of sizing, refinishing or tightening the settings on a ring.

Loose or lost stones are a common problem that many rings face. Even well designed rings will encounter potential problems with lost or loose stones. Common day to day activities are rough on rings and overtime will lead to loose stones. If these stones are not properly monitored and maintained, they can fall out and be lost. Ring insurance will cover the cost of repairs when needed and the replacement of these lost stones should this occur.

It is so easy to lose an engagement ring. Rings can easily be removed and misplaced. They are often impossible to locate once they have been lost. Misplaced rings are rarely returned to their actual owners. Stolen rings are easily sold and commonly not returned. Replacing a lost or stolen ring can be a massive expense that many couples can not financially manage. Often this means that the couple will have to select a smaller, less beautiful ring as a replacement. If a ring is covered by engagement ring insurance, replacement is simple and often at no additional cost to the couple.

There are many different insurance policies available. This variety of policies makes it easy for a couple to find the best policy for their needs. There are policies available for every budget, lifestyle and ring type. Simple research will help you to determine the best policy for your individual and unique needs. Spend time selecting a policy to ensure that you make the best selection for your requirements and budget.

Couples that are preparing to purchase an engagement ring need to carefully analyze their need for engagement ring insurance.

Pamela Kazmierczak writes many articles focused on Wedding Ideas and planning for weddings. Go To her site now and read more about Engagement Ring Insurance Today - find out everything you need to know and decide if you need this added expense or not

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Five Reasons to Purchase Wedding Ring Insurance

A diamond ring is a large investment that will be best protected by wedding ring insurance. There are many different reasons why this type of insurance is an important way to protect your investment.

Reason One

Protection in case of theft. Large engagement and wedding rings are an easy target for petty theft. Thieves can quickly and easily steal your high value jewelry - as it is so small. Engagement rings are easy to sell on the black market and are rarely, if ever, recovered. A large and expensive ring can be very expensive to replace. In addition to the cost of replacement there is the priceless sentimental value that your ring holds. While ring insurance can not cover the sentimental value of your ring, it is a great way to cover the physical cost of replacing a stolen ring.

Reason Two

Protection from damage. Engagement rings are meant to be worn and enjoyed. You will likely wear your engagement everyday while performing a large assortment of daily tasks. These daily tasks and household chores can quickly damage your ring. Purchasing this type of insurance will protect your jewelry when this damage occurs. It will cover the cost of replacing or repairing your ring.

Reason Three

Protection of diamonds. Wedding ring insurance is a good idea to protect your diamonds. Diamonds are by far the most expensive element in an engagement ring. Ring insurance will typically cover lost diamonds. In addition, it will generally cover maintenance on your ring. This will help you to keep stone settings tight and in good repair to prevent potential diamond losses before they occur.

Reason Four

Protection from loss. Unfortunately rings get lost. This especially traumatic when the lost ring possess sentimental value that can not be replaced. Many ring insurance policies cover the cost of replacing a lost ring. Some policies however do not offer this coverage. When selecting insurance make sure that you understand the various terms associated with your policy. If you are worried about protection from loss be sure that your policy will cover this.

Reason Five

Protection from the unexpected. You never know what will happen to your ring. Ring insurance will protect your ring from known threats that can be predicted as well as the unexpected. Your policy will eliminate the need to worry about your ring. It will cover your engagement ring no matter what situation arises. It is a good protection to invest in to protect this valuable asset.

An engagement is an investment and should be protected like an investment. The cost of this type of insurance policy is generally calculated based on the value of the jewelry in question. This makes wedding ring insurance an affordable option no matter the size of the ring.

Pamela Kazmierczak writes numerous Wedding Ideas and wedding themed articles. Check out her site, Wedding Ideas if you are looking for help and free information to plan your wedding. If you enjoyed learning about wedding ring insurance you should check out engagement ring insurance to learn more about this topic today!

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