Business Insurance Explained

If you have just started a new enterprise or have been asked to look after the company's insurance renewals, business insurance can at first seem a daunting proposition. After all, much of the language and industry jargon such as endorsements, indemnity levels and excess periods can at first appear alien.Then there is the question of knowing what covers to get.With the responsibility of ensuring that the business activities and property are completely covered from risks that the firm might face, a new small businessman may well also be confused by the plethora of covers, plans and policies that are available today.Business insurance is however...

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Builders Insurance Explained

Builders Insurance is designed to cover self-employed builders, small building firms and building tradespeople against all potential liabilities they and their staff might face in the daily course of building works.A typical package will always contain public liability insurance to guard against all claims for loss or injury made against the builder by clients and members of the public.Additional optional covers include Employers liability, which is a legal requirement if the builder employs full- time staff and bona-fide sub-contractors, tools insurance which covers all the builders tools on or off site and Goods in transit cover which covers...

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