What Is the Difference Between a Flood Damage and a Water Damage?

Flooding refers to a large deposit of water around a home or building, or when the ground can't support the excess amount of water. At this point, the water will enter into a home or building and create damage. This is referred to as flood damage.On the other hand, water damage is usually caused by internal issues in a home or building, including, but not limited to toilet over-flows, burst pipes, water heater leaks, broken sprinkler heads, etc.The difference between flood and water damage to home and business owners', is who is responsible - financially and legally.Financially, your damage will potentially fall under your insurance company...

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Having Insurance for Water Damage

The First Question Should Be is My Water Damage Loss CoveredThe variations of water damage to dwellings can be many and many times homeowners are shocked to learn that their specific policy does not cover a particular type of water loss. Being stuck with a high repair out-of-pocket expense can be disheartening to any owner and should be avoided. Steps can be taken to insure this does not happen. First before disaster strikes policies should be reviewed and questions should be asked the home insurance company. Particular insurance policies should be understood and defined to outline the basic water damage coverage. For instance most policies...

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