Combining Travel Safety Tips With Travel Health Insurance

It's one thing to invest in a travel health insurance policy in order to provide healthcare and emergency medical treatment benefits while you travel abroad. It's another thing to take the necessary steps to reduce your chance of needing to use those benefits. While you never want to tempt fate and travel without protective coverage, you also want to avoid the hassle and pain of actually having a health issue during your stay abroad, which means you want to utilize the following tips.
Get a Checkup
Before you go on any trip, make sure you get a checkup. When you do, let the physician know where you are going and what you plan to do while you're there. That way, you can get any vaccinations you might need and get yourself medically cleared to participate in many different activities, including walking for hours, swimming and diving.
Don't Sacrifice Safety for Fashion
Wearing the right shoes, accessories and clothes while travelling abroad is less about what's in style and more about what's safe. Choose bags that disperse weight evenly across your shoulders, shoes with heels and nonslip soles, and clothes that aren't too tight or uncomfortable and are temperate for the climate.
Bring Your Prescriptions
If you have a prescription medication that you take regularly, make sure you bring a little bit more than you actually need for the trip. That way, if your travel home is delayed, you still have some medication on hand to help get you through.
Also, if you like certain over-the-counter allergy or pain relief medicines, you may want to bring them with you rather than hope you can find them when you are overseas, especially if the wrong over-the-counter medication might not mix well with your prescriptions.
Pick Travel Health Insurance Benefits Strategically
Don't choose travel health insurance benefits simply to comply with a visa requirement. Instead, look at all the benefits available to you in the policies and choose the plan that has the best wide-ranging coverage options. Also, make sure you choose a deductible you can afford and limits that seem reasonable.
A travel health insurance policy can be your best recourse against unexpected medical, evacuation and emergency surgery bills obtained while abroad. It can even help your heirs by providing delivery of mortal remains and other benefits. Don't skimp on this important coverage.
By combining safe travel steps with a travel health insurance policy, you create the perfect combination of risk reduction and accident protection-and that's one of the best ways to help guarantee overall trip satisfaction.

Doug Polifron is an international insurance broker that specializes in providing a wide variety of international health insurance and travel insurance plans to expatriates, foreign nationals, U.S. and non-U.S. citizens.

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